Built for every corner of your financial life.
Three integrated pillars. One unified, encrypted data layer. Available across iOS, Android, and Web.
Personal Finance OS
iOS · Android · WebMulti-account management
Cash, checking, savings, credit, debit, digital wallets — all in one view.
Drag-and-drop canvas
Visual money flow: accounts, income, categories, goals, all drag-and-drop.
Transaction entry
Amount, currency, merchant, category, tags, notes, location, attachments, OCR receipts.
Budget limits
Set per-category spending limits. Get notified before you overshoot.
Smart auto-categorization
Learns your spending patterns and categorizes automatically.
Subscription detection
Automatic recurring-spend detection that suggests subscriptions to add to your manager.
Recurring payments manager
Track every subscription by hand — Netflix, Spotify, gym, SaaS — with service logos, renewal dates, and full payment history.
Smart renewal reminders
Get notified before a charge lands, and before a free trial converts to a paid plan.
Auto-logged payments
Each renewal records a payment automatically — every entry editable or deletable, encrypted on your device.
Net worth dashboard
Real-time net worth from all your connected accounts.
Cash flow waterfall
See exactly where your income goes, month by month.
Tax category mapping
Tag transactions for tax-time export — CSV, XLSX, PDF.
Debt Book + Private Vault
iOS · Android · WebContact-centric ledger
Track what you owe and what you're owed, per person — with full history.
Debt categories
Loans, borrowed cash, salary advances, family loans, business reimbursements.
Installment tracking
Set due dates, partial payments, and interest on any debt.
Running balance
Always see the net position across all debts with each contact.
Private Vault
A deniable encrypted space for sensitive financial records. No visible UI entry point.
Separate vault encryption
Vault data uses its own encryption key — isolated from everything else.