Simple, transparent pricing.
Start free. No credit card required. Upgrade when you're ready for the full experience.
Simple, transparent pricing.
Start free. Upgrade when you're ready.
Free
$0/ forever
Everything you need to get started.
- Personal finance core
- 2 active shared outlays
- Basic debt tracking
- Recurring payments manager
- iOS, Android & Web
- 10+ languages
- Offline-first native apps
Premium
Most popular$7.99/ per month
For power users who want everything.
- Everything in Free
- Unlimited shared outlays
- Private Vault
- OCR receipt scanning
- Bank sync (Plaid)
- Advanced analytics
- CSV / XLSX / PDF export
- Priority support
Business
$24.99/ per month
For teams and growing organizations.
- Everything in Premium
- Team expense management
- Multi-admin workspace
- Approval workflows
- Audit export
- Dedicated support
All plans include end-to-end encryption. Learn more.
Frequently asked questions
Is the Free tier really free forever?
Yes. Personal finance core, 2 shared outlays, and basic debt tracking are free with no time limit. We don't do free trials that expire.
What happens to my data if I cancel Premium?
Your data remains. You'll lose access to Premium features (Vault, OCR, unlimited outlays) but everything you've entered stays intact. You can export everything at any time.
Is my data encrypted on the Free tier?
Yes — zero-knowledge encryption applies to all tiers, including Free. Your data is always encrypted before it leaves your device.
Do you sell my data?
No. We can't even read it — it's encrypted by design. We earn from subscriptions, not from data.
What is the Private Vault?
The Private Vault is a deniable encrypted space for your most sensitive financial records. It has no visible entry point in the app's interface. It's available on Premium and above.
Can I use inpensa without internet?
On iOS and Android, yes — the apps work fully offline and sync when connectivity returns. The web app requires an internet connection.